Consolidate Qualifying Bills Into One Lower Monthly Payment
- See your qualifying accounts
- Compare best consolidation options
- Request one lower monthly payment
- Avoid bankruptcy
These are uncertain times for everyone. We have a message of hope for you, your family and your neighbors. We're committed to guide and support you. We believe there's no place for passing judgment, only lifting each other up as we work together to remove the burden of financial difficulties. Together we are stronger.
Debt consolidation options provide a vital lifeline for Louisiana residents who are struggling to keep up with minimum payments, those who have fallen behind, or those who are being forced to use credit cards or personal loans to take care of personal or business expenses.
Most of these accounts are eligible: credit cards, store cards, medical bills, personal loans, and other unsecured debts not backed by collateral.
These plans are designed to consolidate all qualifying accounts into one lower monthly payment so you can resolve financial burdens faster without declaring bankruptcy. This could immediately provide much-needed breathing room for you each month.
Debt resolution is an option that has become increasingly popular among people who need help high-balance credit cards (typically $20,000 to $125,000 or more). Through debt resolution, debt specialists negotiate with creditors on your behalf – with the goal of "resolving" your credit card debt for substantially less than you currently owe.
If you have one or more high-balance credit cards and are going through financial hardship – credit card companies may agree to "resolve" your credit card debt for substantially less than you currently owe.
How does debt resolution work? A debt specialist will review your current credit card debts and the amount of money you can afford to set aside each month to accumulate a "resolution fund". Debt specialists will then negotiate with credit card companies on your behalf with the goal of resolving debt for substantially less than you currently owe.
How much debt resolution could potentially save depends largely on the amount of credit card debt involved, your current financial circumstances – and the resolution policies of credit card companies.
It's important to understand that, just as no two debt situations are exactly alike, no single debt solution is right for everyone. Your debt specialist can provide more details regarding debt resolution or debt negotiation as part of your free analysis and savings estimate.